Dental Illness Coverage in Pet Insurance
Some accident-and-illness pet policies can cover eligible dental illnesses as well as dental injuries, but routine cleaning, preventive dental care, pre-existing disease and specific…
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Editorial articles, practical insurance explainers, and updates from the PolicyRoutes research desk.
Pet Insurance Enrollment Age and Age Limits
Pet insurers can set minimum and maximum enrollment ages, age-based plan restrictions or different options for older pets, so the age rule should be…
Read →What Affects Pet Insurance Premiums?
Pet insurance premiums can reflect factors such as species, breed, age, location, selected deductible, reimbursement percentage, annual limit and the insurer’s current rating rules,…
Read →How Auto Insurers Determine Fault and Liability
Fault in an auto claim is determined from the facts, applicable traffic and negligence law, evidence and each jurisdiction’s liability rules; a police report…
Read →Diminished Value Claims Explained
A diminished-value claim seeks compensation for the reduction in a vehicle’s market value after an accident even after repairs, but whether it is payable…
Read →Rental Car Insurance: What Your Auto Policy May Already Cover
A personal auto policy may extend some liability, collision and comprehensive coverage to a short-term rental, but the rental contract can create additional exposures…
Read →Non-Owner Car Insurance Explained
Non-owner auto insurance is liability-focused coverage for someone who does not own a vehicle but regularly drives vehicles they do not own; it generally…
Read →Usage-Based Insurance and Telematics Explained
Usage-based insurance uses telematics data—such as mileage and driving behavior—to help an insurer evaluate risk or price coverage, so consumers should understand both the…
Read →Rideshare Insurance and the App-On Coverage Gap
Rideshare driving can create different insurance periods, and a personal auto policy may exclude livery use while a transportation network company provides different protection…
Read →Travelers vs. Amica Renters Insurance
Travelers and Amica both describe core renters coverages such as personal property, liability and loss of use, but optional coverages, limits, deductibles, state availability…
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